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You have been reevaluated for a personal loan up to. Fraudulent bank text messages are on the rise, representing the. You receive an email or phone call, or see a flyer or online ad, offering you a great deal on a car, mortgage, payday, or other loan. Web scammers could reach out to you by phone, mail, email, text message/sms, social media, messaging apps, or through other online channels. The letter informs the recipient their personal loan application has been approved for $10,000, and the payments will be $229 a month. Unfortunately, bank impersonators are increasingly becoming more common. I checked google for the owner of the phone number and it revealed the. Web how the scam works: